Human Rights Policy

At Affirm we are committed to four core values in everything we do: Integrity, Client Focus, Collaboration, and Sustainability. While our values of Integrity and Sustainability inform our Human and Labour Rights Policy, this policy further strengthens our commitment to international human rights principles encompassed in the Universal Declaration of Human Rights, the International Labour Organisation’s Declaration on Fundamental Principles and Rights at Work, the United Nations Global Compact and the United Nations Guiding Principles on Business and Human Rights.

Scope: Policy applies to our employees and business partners. This Human and Labour Rights Policy applies to the whole of Affirm and our employees (including independent contractors, temporary workers and similar), and extends to the projects which it manages on behalf of our clients. We encourage our business partners to uphold the principles in this Policy and to adopt similar policies within their businesses.

Respect for Human Rights: At Affirm we respect human rights. We believe in sustainable business development and considers respect for Human Rights and the proper adherence to Labour Rights as an integral component of responsible business behaviour. The Company is committed through its designs and client work to improve quality of life for people touched by the projects in which it is involved. The Company is also committed to identify, prevent, or mitigate adverse human rights impacts resulting from or caused by our business activities before or if they occur through human rights due diligence and mitigation processes. No Forced Labour and Human Trafficking Affirm prohibits the use of all forms of forced labour, and any form of human trafficking.

No underage workers: At Affirm we prohibit the employment of individuals under the applicable statutory minimum age for workers.

Safe and Healthy Workplace: At Affirm , the health, safety, and well-being of our employees and stakeholders are central to everything that we do. Our health and safety (H&S) program focuses on a culture that strives for zero accidents.

Diversity and Inclusion

Valuing Diversity: We, Affirm have a Diversity and Inclusion program. We believe that fostering a diverse company in which we inspire people to be their true selves, and reach their full potential and contribute to delivering exceptional outcomes for clients and society. We plan and track diversity developments at the regional level and internally report on progress. We aim to recruit, hire, place, train, compensate and advance people based on needs in the organization and qualifications, skills, experience and performance of our people. We are dedicated to fostering workplaces that are free from discrimination or harassment based on race, sex, national or social origin, religion, age, disability, sexual orientation, political opinion, or any other status protected by applicable law. We do not tolerate disrespectful or inappropriate behaviour, unfair treatment, or unfair retaliation of any kind. Harassment is unacceptable.

Work Hours, Wages, and Benefits: Affirm compensates employees competitively relative to its industry and the local labour market. The Company’s principle is to provide a living wage. We follow a applicable wage, work hours, overtime and benefits laws in the countries where it operates, or, in the absence of such laws, with international labour standards. At Affirm we attempt to prevent compulsory redundancies. In cases where these are unavoidable, the company promotes responsible redundancy procedures. We promote a good work-life balance for its employees and applies workplace and worktime flexibility strategies to accommodate this. If our employees require time for dependent care, we, the Company aims to accommodate this.

Freedom of Association and Collective Bargaining: At Affirm we respect our employees’ right to join, form or not to join a labour union, seek representation, bargain or not bargain collectively in accordance with local laws and without fear of reprisal, intimidation, or harassment. Where employees are represented by legally recognized unions, we aim to have constructive dialogues with their chosen representatives and bargain in good faith with such representatives.

Dealing with dilemmas; guidance to and reporting by employees: Our human rights and labour rights commitments are an integral part of our company.

General Business principles due to our membership of UN Global Compact : Each individual employee of Affirm has the responsibility to work in a way that corresponds with our core values and with our General Business Principles. Management of our company and countries is primarily responsible for assuring an open climate where any related dilemmas, or potential dilemmas can be discussed, and issues are handled with due care. We encourage our employees to address or report internal or external issues in line with internal reporting procedures. These assume reporting to immediate supervisor yet provides for other reporting options if conducive, such as the possibility of using an anonymous integrity phone line. ‘Issues’ can cover a very broad range of topics, and, in four any case, includes suspected violations in areas of bribery and corruption, conflicts of interest, free enterprise and fair competition, human rights, labour rights, discrimination, harassment, and financial bookkeeping. At Affirm we trust the judgment of employees to address and report issues or potential issues in good faith.

External engagement; Community and Stakeholders: We at Affirm are conscious of the impact it has on the communities in which it operates through the projects it performs on behalf of its clients. Through our well spread network of offices, we can engage with stakeholders in those communities to ensure that we listen to, learn from, and consider their views as we conduct our business. We are committed to engaging in dialogue with stakeholders on human rights or labour rights issues related to our business where appropriate, taking the view that local issues are most appropriately addressed at the local level.